Remortgaging as a landlord: what to consider with a Buy to Let mortgage
If you’re looking for a Buy to Let mortgage in the current economic climate, the prospect may feel a little daunting. There’s no denying that as a landlord, due to remortgage, you may be facing higher mortgage rates and monthly payments which could put a squeeze on your profits. But a Mortgage Broker Services adviser can […]
What’s the difference between a product transfer and a remortgage?
If you want to stay on top of your mortgage repayments and ensure you’re getting the right deal for your circumstances then remortgaging is one of the most important financial decisions you can make. But is it best to change to a new mortgage product with your current lender via a product transfer or look […]
Could mortgage relief measures risk a financial shortfall later on?
New measures agreed by banks and building societies to help homeowners with their mortgage payments could be a financial risk as they face a higher total interest bill but a lower income in retirement. Lenders have been encouraged by Chancellor Jeremy Hunt to offer more flexibility to homeowners through a new ‘Mortgage Charter’ to support […]
Protection policies – added value benefits
Healthy benefits included for you and your family? Now those are some little things that can make a big difference. Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to […]
Income Protection
Income protection – one little change you can make to protect your family’s financial future. As a parent, providing for your children is a top priority – from making sure they have food on the table, to ensuring they have the extras they need in life. Putting income protection in place means you’ll always be […]
Mortgage and no protection
A little change you can make today can safeguard your biggest investment – your home If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your […]
Lenders encouraged to support struggling borrowers
Banks and Building Societies have been encouraged by Chancellor Jeremy Hunt to offer more flexibility to struggling mortgage holders. Following a meeting with the Chancellor, banks and building societies have agreed to offer more flexibility to borrowers impacted by increasing rates and struggling with payments, including: Being able to talk to their mortgage lender about […]
Worried about being able to pay your mortgage?
The mortgage market is making the news headlines daily, with mortgage lenders withdrawing deals and increasing rates in a reaction to the recent news that inflation is slowing at a less-than-expected rate and the rising Bank of England Base Rate. You might not see an immediate impact if you are on a fixed rate but […]
Is a lifetime mortgage right for you?
Lifetime mortgages are more popular than ever, but is one right for you? The number of new equity release plans hit record highs in the third quarter of 2022, with the Equity Release Council (ERC) noting a 32% jump in enquiries compared to the previous year. A lifetime mortgage is one type of equity release […]
Should you stay with your lender?
Staying with your current lender may feel like the saftest option when your mortgage comes to an end, but that’s no guarantee that you’ll be getting the best deal. That’s why we recommend shopping around to get a mortgage that’s fits you. When there is such uncertainty in the housing market at the moment, you […]