Protection policies – added value benefits
Healthy benefits included for you and your family? Now those are some little things that can make a big difference. Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to […]
Income Protection
Income protection – one little change you can make to protect your family’s financial future. As a parent, providing for your children is a top priority – from making sure they have food on the table, to ensuring they have the extras they need in life. Putting income protection in place means you’ll always be […]
Mortgage and no protection
A little change you can make today can safeguard your biggest investment – your home If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your […]
Lenders encouraged to support struggling borrowers
Banks and Building Societies have been encouraged by Chancellor Jeremy Hunt to offer more flexibility to struggling mortgage holders. Following a meeting with the Chancellor, banks and building societies have agreed to offer more flexibility to borrowers impacted by increasing rates and struggling with payments, including: Being able to talk to their mortgage lender about […]
Worried about being able to pay your mortgage?
The mortgage market is making the news headlines daily, with mortgage lenders withdrawing deals and increasing rates in a reaction to the recent news that inflation is slowing at a less-than-expected rate and the rising Bank of England Base Rate. You might not see an immediate impact if you are on a fixed rate but […]
Is a lifetime mortgage right for you?
Lifetime mortgages are more popular than ever, but is one right for you? The number of new equity release plans hit record highs in the third quarter of 2022, with the Equity Release Council (ERC) noting a 32% jump in enquiries compared to the previous year. A lifetime mortgage is one type of equity release […]
Should you stay with your lender?
Staying with your current lender may feel like the saftest option when your mortgage comes to an end, but that’s no guarantee that you’ll be getting the best deal. That’s why we recommend shopping around to get a mortgage that’s fits you. When there is such uncertainty in the housing market at the moment, you […]
Why plan ahead of your fixed rate ending?
The earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in the next year or so, take a look at our handy list of does […]
Should I remortgage when my fixed rate ends?
The short answer? Yes. If you don’t remortgage at the end of your term, you will be automatically transferred to your lender’s standard variable rate, which tends to be higher than the rates on most other mortgage options. So if you’re coming to the end of your fixed rate mortgage deal, it’s worth shopping around […]
When your mortgage deal expires
If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your options today. If you haven’t got a new deal in place when your fixed rate mortgage ends, your lender will put you onto their standard variable rate, which […]
