£1m+ Mortgages for High Earners With Multiple Income Streams
You’ve worked hard to build wealth, but getting a million-pound mortgage can still be challenging. Whether you’re a very high-salary employee, a professional with international income, or a successful business owner, being turned down for a mortgage when you have significant assets can be frustrating and confusing. The problem is that most lenders do not […]
Navigating Million Pound Mortgages For High-Net-Worth Individuals
In this guide we discuss large mortgages for high-net-worth individuals, some of the challenges you might face, and how to make the application process smoother. What You Need to Know The process can often be unexpectedly challenging for high earners seeking to secure a large mortgage. Despite having substantial incomes, individuals with complex earnings can […]
Contractor Mortgages Based on Your Day Rate
Getting a mortgage when you’re a contractor isn’t easy. A lot of high street banks and other lenders will limit how much you can borrow or turn you down altogether simply because you’re a contractor. This can be very frustrating, especially when you’re working alongside permanent staff who earn less than you and have a […]
Stamp Duty relief is changing – what first-time buyers need to know
If you’re a first-time buyer, there are two words that you might not be familiar with – stamp duty. When you are thinking about buying your first home you’ll have been saving for a deposit and thinking about how you will pay to kit out your home but there are other costs to account for […]
Home Movers face upcoming changes to stamp duty relief – what you need to know
If you’re looking to move house, there’s an important date to mark in your calendar – Monday, 31st March 2025. This is the day that the current stamp duty relief will end and thresholds will change in England and Northern Ireland. But what does this mean for your house move? How much stamp duty will […]
Autumn Budget 2024: Winners and Losers
Chancellor of the Exchequer Rachel Reeves outlined the Government’s financial plans for the next five years. The measures, which will raise up to £40 billion for public finances, aim to “restore economic stability” and put “more pounds in people’s pockets”. On 30 October 2024, Chancellor of the Exchequer Rachel Reeves announced the UK Government’s Autumn […]
Here’s how financial protection can offer security for parents
Serious illness can place immense stress on our families. The cost of caring for an unwell child, worry over access to essential services, and the emotional toll of serious illness are all things that no parent wants to think about. We can’t predict what the future will hold for the health of our families, but […]
Worried a “credit blip” will stop you getting a mortgage?
The cost-of-living crisis and inflationary pressures has put pressure on people’s finances. And made it harder for people to get on the housing ladder due to affordability constraints and more people having a less than perfect credit history. How important is your credit history for mortgage lenders? Looking into your credit history is one of […]
I’m over 50 and want to apply for a mortgage
Getting a mortgage in your 50s and beyond used to be a challenge, but things have changed! Nowadays, mortgage lenders are more willing to help older applicants buy homes or refinance. So, if you’re thinking about getting a mortgage later in life, here’s what you need to know. Age limits and what lenders look for […]
Are you self-employed? We can help you navigate the mortgage market
Do you feel like you have to jump through more hoops when applying for a mortgage just because you’re self-employed? And not sure which way to turn? We’re here to help. We are mortgage advisers and we can help you navigate the self-employed mortgage market and any of the challenges you may face. What is […]
