Time to Remortgage? Why Talking to an Adviser Can Make All the Difference
Time to remortgage? Why it’s important to speak to an adviser to find the right deal If your mortgage deal is coming to an end, you’re not alone. Thousands of homeowners are fast approaching the end of their fixed terms, and for many, that brings a crucial question: is now the right time to remortgage? […]
A first-time buyer’s guide to independent surveys
A first-time buyer’s guide to independent surveys – why you should consider booking Buying your first home is an exciting milestone, but it can also be overwhelming. With so much to consider, independent property surveys might not be at the top of your list, but they should be. Understanding the condition of your potential new […]
Spring Statement 2025: What are the mortgage and homebuying headlines?
The Spring Statement is an opportunity for the Chancellor Rachel Reeves to update Parliament and the country on the state of the UK finances and to announce any changes to government spending. It is positioned as a fiscal update as it follows on from the main budget which took place last autumn. Presented in the […]
What does an interest rate cut mean for mortgages?
Every six weeks or so, all eyes are on the Bank of England and its Monetary Policy Committee (MPC) – the group that decides whether interest rates will be increased, held or cut. How they choose to act has an impact on how much it costs banks to borrow money and what rates they can […]
Healthy benefits included for you and your family?
Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to use them. These services can make everyday life that little bit easier. From knowing you can have immediate professional support […]
Life after your Fixed Rate mortgage. Why plan ahead of your fixed rate ending?
The earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in the next year or so, take a look at our handy list of does […]
Remortgaging as a landlord: What to consider with a buy to let mortgage.
If you’re looking for a buy to let mortgage in the current economic climate, the prospect may feel a little daunting. There’s no denying that as a landlord, due to remortgage, you may be facing higher mortgage rates and monthly payments which could put a squeeze on your profits. But an adviser can help you […]
What’s the difference between a product transfer and a remortgage?
If you want to stay on top of your mortgage repayments and ensure you’re getting the right deal for your circumstances then remortgaging is one of the most important financial decisions you can make. But is it best to change to a new mortgage product with your current lender via a product transfer or look […]
Need to Know Essentials About Credit Checks Before Borrowing Money
The information a lender finds during a credit check is important. It could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing. Indeed, a Royal London survey found that a third of Brits had never looked at their credit report. The […]
Contractor Mortgages Based on Your Day Rate
Getting a mortgage when you’re a contractor isn’t easy. A lot of high street banks and other lenders will limit how much you can borrow or turn you down altogether simply because you’re a contractor. This can be very frustrating, especially when you’re working alongside permanent staff who earn less than you and have a […]
